Community Housing Improvement Program (CHIP)

Down Payment Assistance Program
The Community Housing Improvement Program (CHIP) Down Payment Assistance Program provides a silent second loan in the form of down payment assistance and eligible closing costs. The City will provide financing up to a $10,000, which enables a low to moderate income person(s) or family to purchase a vacant or owner occupied home for sale within the Pasco city limits.

Apply for Funding

1. Get pre-approved for a mortgage by an area lender.
2. Enroll and complete a first-time homebuyer education class. Visit the Washington State Housing Finance Commission's website here for class dates and times in our area.
3. Shop for a home.
4. Enter into a purchase and sales agreement with the seller.
5. Complete and return the Tri-Cities HOME Consortium Down Payment Assistance Application icoAcrobat.jpg and Lead Base & Fair Housing Pamplet Acknowledgements Adobe Acrobat Icon to:

City of Pasco
Community & Economic Development Department
525 N. Third Avenue, Second Floor
Pasco, WA 99301

7. Along with the Tri-Cities HOME Consortium Down Payment Assistance Application, please turn in all supporting documentation which can be found here: Down Payment Assistance Checklist icoAcrobat.jpg.

Funding for the Down Payment Assistance Program is served on a first-come, first-eligible basis.

For more information, please contact CHIP@pasco-wa.gov or (509) 545-3441.

Related Resources